Small Business Health Plans

Lower your health care costs and build savings.

Running a small business is a balancing act. Balancing the need to provide your employees with health coverage while keeping costs down can be difficult. We can help.

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Mon - Fri: 8 a.m. - 5 p.m.

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Solutions for small business owners


Employer-funded plans that help small businesses gain control of their health care expenses.

Self-Funded Overview

With the Assurant® Self-Funded Program1, you can directly fund your group's own claims and pay only for the health care services your group actually uses.
  • Predictable costs: your maximum self-funding cost for the year is determined up front, and it's guaranteed, subject to enrollment and benefit changes.
  • Asset protection: stop-loss benefits protect your business's assets, even if your group's claims become larger than projected.
  • Predictable cash flow: as long as you've paid your monthly bill, you won't have to pay more in a given month than what you've planned for.2

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Fully Insured

Familiar small business health insurance plans that provide broad benefits.

Fully Insured Overview

Assurant Small Group Select® plans are minimum essential coverage and meet the minimum value standard under the Affordable Care Act.
  • Plans available in all metal levels, with a wide range of deductibles, coinsurance and out-of-pocket limits.
  • Multiple plans and broad PPO networks help satisfy different employee needs.

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Learn more about Assurant Small Group Select®

Plan limitations and exclusions

Assurant Health plans include limitations and exclusions. As you select a plan, please check the specific benefits, limitations and exclusions listed as these may vary by state. To learn more about these plans, request a quote or talk to your agent.

  • The Assurant Self-Funded Program provides tools for small-business employers to establish a self-funded health benefit plan for their employees. The benefit plan is established by the employer and is not an insurance product. Stop-loss insurance for the self-funded plan is underwritten and issued by Time Insurance Company.
  • Employer may be responsible for additional applicable state or federally mandated fees.