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Health Care Reform Timeline

  • Health Care Reform
This timeline of events will help guide you through the changes that have taken place since the Affordable Care Act was passed.

Health care reform changes by year:



2010

March 23


September 23

  • Dependents covered up to age 26
  • No pre-existing condition exclusions for children under age 19
  • More preventive services covered
  • Unlimited lifetime maximum
  • Restrictions on annual dollar limits of essential benefits
  • Small business tax credit


2011

January



2012

June

  • Supreme court ruling

August

  • Women's health coverage

September

  • Summary of Benefits and Coverage (SBC) effective


2013

October



2014

January

  • Guaranteed issue
  • Individual mandate — all individuals must have minimum essential coverage in order to avoid being subject to a tax penalty (which depends upon your income level and the cost of plans available).
  • Elimination of rating for health status, gender, size loads and industry
  • Elimination of pre-existing condition coverage restrictions
  • Essential health benefits
  • No annual dollar limit on essential health benefits
  • Subsidies available to low-income individuals and families
  • Maximum waiting periods — 90 days
  • New plans offered: Catastrophic and metallic plan levels of Bronze, Silver, Gold and Platinum.

March

  • Open enrollment ended March 31, 2014 for major medical plans

November

  • Open enrollment for 2015 major medical plans began on November 15, 2014


2015

February

  • Open enrollment ended on February 15, 2015 for 2015 major medical plans