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Dental Insurance

Regular dental care means more than a great smile – it means better overall health for you and your family.
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Talk to a sales expert
800-647-9094

Hours of Operation (CT)
Mon - Fri: 7 a.m. - 5 p.m.

Individual plans
start at:
$ 15 50
per month

Family plans
start at:
$ 27 90
per month

Let us help you find the right plan for your situation.

Talk to an Assurant Health sales expert at 800-647-9094

Dental plan overview

Our dental insurance plans pay cash benefits for dental checkups and other treatments and services — making it easier to keep up with regular visits to the dentist and lead a healthier lifestyle.

Plan features


Gray Checklist Icon
No waiting period for checkups - get a set cash amount for a preventive visit every six months.
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Cash benefits help you pay for basic services and treatments
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Visit any dentist — no network restrictions or deductibles

Is this dental plan right for me?

  • Easy to understand benefit levels that meet many budget and treatment needs.
  • Plans available for you, your spouse and any dependent children.1
  • Renewable up to age 75.2

Common questions


Read all questions

Find the plan that fits your needs


Get a quote for plans and pricing in your area

Talk to an Assurant Health sales expert by calling 800-647-9094.


Note: THESE PLANS PROVIDE LIMITED BENEFITS and do not meet the pediatric dental coverage level requirements as mandated by the Affordable Care Act.3

How the plans work

Assurant Health provides you with easy to understand dental plan options — and we let you choose what best meets your specific needs and budget.

Our dental plans include:

  • Three unique benefit levels.
  • No network restrictions, and no waiting period for checkups.
  • Set cash benefits to help pay for preventive care and covered treatments.
  • The option to have cash benefits sent to you or directly to your dentist.

View the dental plan grid below to see the various benefit levels.

Plan details

Dental coverage from Assurant Health pays cash benefits when you have dental checkups and treatment — making it easier to keep up with regular visits to the dentist and lead a healthier life.

Three plan levels


Choose from three levels of dental insurance – each with cash benefits for preventive and basic treatment services — paid directly to you, or sent to your dentist, if you prefer. Our Level 3 Plus plan also includes cash benefits for major dental services.

Preventive services


Benefits are paid for each preventive visit for you or an insured family member, according to the level of coverage you select, and are payable twice per policy year for each insured person.

Basic dental service benefits


These benefits will be paid at 50% for any covered procedure during the first year of the policy. In the second year of coverage, you will receive 100% of the benefit.

Major dental service benefits


There is a 180-day waiting period on major services. After the waiting period, benefits shown below will be paid at 50% for any covered procedure during the remainder of the first policy year. In the second year of coverage, you will receive 100% of the benefit.
See pricing for dental insurance

Dental plan options

Get a Quote

 

Basic

Individual plans
start at:
$1550per month

Get a Quote

 

Intermediate

Individual plans
start at:
$2650per month

Get a Quote

 

Plus

Individual plans
start at:
$3540per month

Get a Quote
Checkups (includes cleanings, exams, x-rays, fluoride and sealants)4
Plan pays
$75/visit
(2 visits per year)
Plan pays
$100/visit
(2 visits per year)
Plan pays
$100/visit
(2 visits per year)
Fillings5
Plan pays
$45 - $200
Plan pays
$90 - $375
Plan pays
$90 - $375
Extractions5
Plan pays
$40 - $50
Plan pays
$80 - $100
Plan pays
$80 - $100
Crowns6
Plan pays
$40 - $450
Oral Surgery6
Plan pays
$75 - $1,000
Annual Maximum (combined calendar-year benefit for basic and major services)
Plan pays
$500
per year
Plan pays
$1,000
per year
Plan pays
$1,500
per year

Individual plans
start at:
$1550per month

Get a Quote

Individual plans
start at:
$2650per month

Get a Quote

Individual plans
start at:
$3540per month

Get a Quote

Plan limitations and exclusions

These plans include limitations and exclusions. See the general summary of plan limitations and exclusions PDF Icon for more information.

As you select a plan, please check the specific benefits, limitations and exclusions listed as these may vary by state. To learn more about these plans, get a quote or talk to an Assurant Health sales expert.

THESE PLANS PROVIDE LIMITED BENEFITS.
Disclaimers
  • Coverage available in most states through age 70 at purchase; through age 64 at purchase in MD, MA, NJ, NC, OH, SD and UT. THIS POLICY IS NOT A MEDICARE SUPPLEMENT POLICY. If you are eligible for Medicare, review the Guide to Health Insurance for People with Medicare available at Diagonal Arrow Medicare.gov.
  • Coverage is renewable to age 75 in most states provided you have not moved to a state where we do not offer this plan or no longer qualify as a dependent. Coverage is renewable up to age 70 in MD, MA, NJ, NC, OH, SD and UT. The Company has the right to change premium rates upon providing appropriate notice.
  • These plans do not meet the pediatric dental coverage level requirements as mandated by the Affordable Care Act. Pediatric dental coverage that meets the Affordable Care Act's coverage level requirement may be purchased through the Marketplace or an Assurant Health sales expert.
  • Two visits per person each policy year, separated by at least 150 days.
  • In the first policy year, payments are 50% of the per-service benefit listed. Payments are 100% after the first year.
  • In the first policy year, payments are 50% of the per-service benefit listed. Payments are 100% after the first year. A 180-day waiting period applies.

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