Accident insurance plan details
We want you to understand how each accident plan and benefit level works, so you can make a more informed decision about coverage for yourself and your family. There are differences between the coverage each accident plan provides. Get a quote
to learn more about the details of what each plan and benefit level covers.
Accident Medical Expense
This plan will help you pay your out-of-pocket costs up to the benefit amount you select, after you pay a $250 deductible. Coverage is effective 24 hours a day and benefit levels include:
This plan pays cash benefits when injuries, medical treatment or death result from an accident. Two base-policy options are available:
- Off-the-Job Accident Fixed-Benefit, which covers accidents that occur apart from the primary insured’s job
- 24-Hour Accident Fixed-Benefit, which provides on- and off-the-job accident coverage
There are 2 benefit levels available for this plan, Level 1 and Level 2. Get a quote
to learn more about how each benefit level pays.
Other important information
- These plans are not available in all states. Get a quote to learn which plans are available in your state.
- Accident plan rates are designed to remain stable2 and plans automatically renew each year.3