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Major Medical Insurance

Protect what matters most with an Assurant Health Major Medical plan. Learn more about health insurance options that fit your needs.
Need Help
Talk to a sales expert
800-647-9094

Hours of Operation (CT)
Mon - Fri: 7 a.m. - 5 p.m.

Individual plans
start at:
$ 223 85
per month

Family plans
start at:
$ 447 70
per month

Let us help you find the right plan for your situation.

Talk to an Assurant Health sales expert at 800-647-9094

Major Medical Overview

Plan features


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Coverage for preventive care, everyday care and unexpected illness and accidents.
Learn more about essential health benefits

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All plans include PPO networks and many include access to nationwide networks.
Learn more about our network difference

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Health Savings Account (HSA) compatible plans available.

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Financial assistance (subsidies) may be available when you purchase one of our Assurant Health Marketplace plans.
Learn more about subsidies


Purchasing plans outside open enrollment


Outside open enrollment, you can purchase an Assurant Health Major Medical plan if you have a qualifying life event (examples include: loss of health insurance, marriage, birth or others) that gives you a 60-day special enrollment period.1 Learn more

Common Questions


Read all questions

Find the plan that fits your needs


Get a quote for plans and pricing in your area.

Talk to an Assurant Health sales expert by calling 800-394-4296.


We've got you covered


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Quality coverage: All Assurant Health Major Medical plans are minimum essential coverage under the Affordable Care Act.

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Strong financial protection: With over 120 years2 of experience and an A- (Excellent) rating3, you can feel secure when you purchase a Major Medical plan from Assurant Health.

Special Features of Major Medical Insurance

Major Medical plans provide coverage for preventive care, everyday care and unexpected illnesses and accidents.
  • A wide range of deductible, coinsurance, copays and out-of-pocket maximums are available
  • Assurant Health provides plans across all metal levels, including bronze, silver, gold, platinum and catastrophic-level plans
  • Many plans include access to nationwide networks of doctors and hospitals, including the Aetna Signature Administrators® PPO network
  • Many preventive services paid at 100% when you use doctors in your network4
  • Health Savings Account (HSA) compatible plans available


Why broad networks matter


We feature the broad, nationwide network, Aetna Signature Administrators® (ASA) PPO, which includes over 1,000,000 doctors and more than 8,000 hospitals across the country, as well as nationally-known facilities and clinics (not available in Washington and Minnesota).5
For example:
In Arizona, the ASA PPO network includes over 24,000 providers of all specialties. This includes 4,655 primary care providers and almost 800 obstetricians/gynecologists. In addition, this network includes access to 85% of the facilities in the state with 117 free standing surgi-centers and 253 other facilities.5
Learn more about our network difference


Essential health benefits included on all Major Medical plans

  1. Preventive care and wellness services, as well as chronic disease management
  2. Pediatric services, including dental and vision care
  3. Mental health and substance use disorder services, including addiction and behavioral health treatment
  4. Maternity and newborn care
  5. Outpatient services and care
  6. Emergency services
  7. Hospitalization
  8. Prescription drugs
  9. Rehabilitative and habilitative services and devices
  10. Laboratory services
Learn more about essential health benefits


Subsidies may be applied to these plans


Depending on your income, you may qualify for financial assistance that can be applied to an Assurant Health Major Medical plan in the form of a premium tax credit (also known as a premium subsidy) or a cost-sharing reduction. By answering just a few questions, you can see if you qualify for a subsidy.

Learn more about how subsidies work with Assurant Health plans

Major Medical plans

Compare more plans

Most popular6

Bronze 002

Individual plans
start at:
$22385per month

Get a Quote


Silver 002

Individual plans
start at:
$26258per month

Get a Quote
Deductible
$5,000
$2,000
Coinsurance
After deductible you pay
25%
up to the out-of-pocket max
After deductible you pay
50%
up to the out-of-pocket max
Out-of-pocket maximum
$6,350
(Includes deductible, coinsurance and copays)
$6,350
(Includes deductible, coinsurance and copays)
Office visits
Prescription coverage

Rx

Rx copay

Individual plans
start at:
$22385per month

Get a Quote
Compare more plan benefits

Individual plans
start at:
$26258per month

Get a Quote
Compare more plan benefits

Supplement your health coverage with added protection.

  • White Tooth Icon

    Dental Insurance

    No waiting period on preventive services and you can visit any dentist. Get help with checkups and treatments.

    Learn more
  • White Ambulance Icon

    Accident Insurance

    In the event of an accident, these plans can help you cover out-of-pocket costs. Some plans pay cash in addition to any plan benefits already in place.

    Learn more
  • White Heart Icon

    Critical Illness Insurance

    These plans offer coverage for critical illnesses such as cancer, heart attacks or stroke. Upon diagnosis of a covered condition, you'll receive a lump-sum cash payment.

    Learn more

You know your situation. But do you know what plan you need? Let us help.

  • Woman working at clothing store

    I lost my job-based health insurance. What are my options?
    You no longer have access to employer-sponsored insurance and need to find your own plan. We can help you understand your options.
    Learn more about your options

  • Mother and daughter smiling

    I need to fill a gap in coverage.
    Life is full of changes and sometimes you’re left with a gap between health insurance plans. Let us help you understand the options available to you.
    Learn more about your options

  • Little girl looking over father's shoulder

    I’m looking for affordable health insurance.
    Your current health plan is not giving you the affordable coverage you need and you want to make a switch. Let us help you find a plan that makes sense for your budget and needs.
    Learn more about your options

Plan limitations and exclusions and additional information

These plans include limitations and exclusions

See the general summary of plan limitations and exclusions PDF Icon for more information. If you live in Arizona, see Arizona-specific plan limitations and exclusions PDF Icon. As you select a plan, please check the specific benefits, limitations and exclusions listed as these may vary by state. To learn more about these plans, get a quote or talk to an Assurant Health sales expert.

Additional information
Disclaimers
  • In Nevada, major medical plans can be purchased year round without a qualifying life event. If you apply without a qualifying life event outside open enrollment, your coverage will begin on the first day of the month after 90 days from the date you applied.
  • Assurant Health is the brand name for products underwritten and issued by Time Insurance Company (est. 1892).
  • Source: A.M. Best Ratings and Analysis of Time Insurance Company, November 2014.
  • Preventive services recommended under the Affordable Care Act Diagonal Arrow are paid at 100% when using in-network doctors; some additional preventive services paid subject to deductible and coinsurance. Varies by state.
  • Information provided by Aetna Signature Administrators® as of November, 2014.
  • The label "Most Popular" was based on the number of Major Medical plans purchased directly from Assurant Health throughout all of 2014.

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