Health Care Reform Rebates

For answers to common questions about the Health Care Reform rebates, a provision of the Affordable Care Act (health care reform), please see the Frequently Asked Questions below.

Even though Assurant Health has notified you that your plan will be terminating in the future, this does not impact whether or not you may be eligible to receive a rebate. The rebates are based on the previous year's coverage. Eligible Assurant Health policyholders with active coverage in the previous year will receive rebates if Assurant Health did not meet the minimum Medical Loss Ratio (MLR) for that year.

Medical Loss Ratio – What does it mean?

The Affordable Care Act (health care reform) requires health insurers to meet what is known as the Medical Loss Ratio (MLR) standard that means
health insurers must spend a certain minimum percentage of premium revenue on health care services for its customers. If this MLR standard is not
met, the difference will be refunded to customers in the form of rebates.

Please see the Frequently Asked Questions on this page for more information.

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Frequently Asked Questions – Select your category below

For Employees

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