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Short Term Medical Overview
Peace of mind protection
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No matter what your situation, you don't have to risk going without health insurance. When you're between permanent health insurance plans, an Assurant Health Short Term Medical plan will provide the dependable financial protection you need at a price that's affordable. It's a smart way to feel safe. Here's what you need to know to get started:
- Next-day coverage is available
- Plans come with a choice of deductible and coinsurance options
- Coverage can be purchased for 30 to 360 days (varies by state)
- Pay month-to-month or save 20% by making a one-time, up front payment
- You choose your own doctors and hospitals
- Ensure your satisfaction with our 10-day money back guarantee
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Choose from two temporary health plans that are designed to fit your unique needs and budget. For maximum protection, choose our Short Term Medical plan. If you're willing to limit your benefits in order to pay a lower premium, try our HealthSaver® Limited-Benefit plan. Compare plans now.
Since Short Term Medical plans provide coverage for unexpected illnesses and accidents, they do not cover treatment for pre-existing conditions. If you need coverage for a pre-existing condition, COBRA may be a better option.
Coverage for whatever life sends your way
When life is uncertain, rely on Short Term Medical insurance to help you - just like it helped: |
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Justin
BETWEEN JOBS
"Protecting myself and my family is key, especially since I'm between jobs. Give me affordable health insurance that meets my needs."
If you're between jobs, consider Short Term Medical. It's a more affordable alternative to COBRA* and offers next-day coverage.
* Short Term Medical insurance is often a lower-cost alternative to COBRA. However, if you purchase Short Term Medical rather than maintaining COBRA coverage, you may give up your rights to coverage for pre-existing conditions or guaranteed health insurance in the future. |
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Matt
WAITING FOR EMPLOYER BENEFITS
"I'm waiting for my employer's benefits to kick in. Until then, make it easy for me to get covered."
New employers often impose a waiting period before your 're eligible for health benefits. With Short Term Medical, you stay insured and can choose the length of your plan. And, since you know how long you'll need coverage, you can save 20% by making a one-time up front payment. |
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Anne
TEMPORARY OR SEASONAL EMPLOYEE
"This is a transitional time for me — help me determine if health insurance is even something I can afford."
When your employment schedule is unpredictable, it's hard to maintain health coverage. Short Term Medical offers flexible coverage options to suit your unique situation. |
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Ashley
NEWLY INDEPENDENT
"With new-found freedom, there's also new found responsibility. Help me be responsible by giving me a way to protect myself with health insurance."
As a recent graduate you may no longer be eligible for health insurance through a student plan or your parents' plan. Short Term Medical insurance is an affordable way to fill the gap until you can secure permanent insurance. You can even pay for your plan month-to-month. |
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