Assurant Health Offers Individual Medical Insurance Coverage to Individuals with Rheumatoid Arthritis

Most insurance carriers automatically decline patients with this chronic disease for Individual Medical coverage

Assurant Health’s plan provides price discounts on newer types of drugs that can save some individuals more than $3,500 per month

Assurant Health now offers coverage through its Individual Medical products, for individuals with rheumatoid arthritis (RA), a chronic disease that affects more than two million Americans.

Rheumatoid arthritis is an inflammatory disease that affects the joints and causes pain, swelling and progressive deterioration of joint structures that can result in disability. Most insurance companies that sell Individual Medical insurance automatically decline coverage to patients with RA.

Applicants who qualify will be offered a Condition Specific Deductible (CSD) plan with Assurant Health. The CSD will give them access to contracted provider discounts for any RA related claims.  In addition, once they meet their CSD and plan deductibles, they receive benefits for all eligible claims, including those related to RA.

The Assurant Health plan provides cost discounts for certain biologic response modifiers or immunomodulators such as Humira and Remicade for RA patients who meet selection criteria. These types of drugs are increasingly being used to treat RA because of their effectiveness in delaying or preventing deformities and disabilities.  These significant discounts can save some people more than $3,500 each month. 

“We feel it’s important to offer access to health coverage to more applicants, including those with RA,” said Dr. Susan Malone, Assurant Health Vice President, Medical Management. “By including discounts for the newer disease modifying medications in our plan, we can help these patients preserve their joint structures and functions, which has positive implications for their long-term overall health.”

Assurant Health makes it easy for plan members to obtain these medications through its Injectable Drug program. The nurses in the program work directly with physicians and contracted pharmacies, which can deliver the medications to patients’ homes or their physicians’ offices.
 
Patients are already taking advantage of this coverage to obtain drugs that have been shown to improve the outlook for a longer, better quality of life.

Get a Quote now, call 800-647-9094, or see your independent insurance agent or State Farm agent for more information.