Fixed-Benefit Insurance Expenses
All Assurant Health AccessSMplans are fixed-indemnity plans with set benefits. This means they are not major medical insurance plans. These plans pay a set cash amount to help with everyday medical expenses and more, regardless of the actual cost of the services.
Unlike other health plans, you may be responsible for the difference between the physician charge and the plan benefit payment. Call Patient Care to help maximize your plan’s benefits; Contact Health Payment Advocates for help negotiating discounts and payment plans on amounts you may owe.
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