Fixed-Benefit Insurance Expenses

All Assurant Health Access^SMplans are fixed-indemnity plans with set benefits. This means they are not major medical insurance plans. These benefits are paid in specific amounts to you or your provider for covered events without regard to the cost of services rendered.

Unlike other health plans, you may be responsible for the difference between the physician charge and the plan benefit payment. Call Patient Care to help maximize your plan’s benefits; Contact Health Payment Advocates for help negotiating discounts and payment plans on amounts you may owe.