Eligibility for Short Term Medical Insurance

Who's Eligible?

Short term medical insurance (also called temporary health insurance) is available for:

• Healthy individuals between the ages of 30 days and age 64 and 11 months
• Dependent children through age 18 (age 24 if a full-time student)*
• Foreign residents living in the U.S.

Who's Not Eligible?

Short term medical insurance plans are a good alternative to COBRA coverage or student health insurance for many people. Unfortunately, this coverage is not available for everybody. Our medical insurance plans do not cover:

• People who will turn 65 or become eligible for Medicare during the benefit period
• People who are pregnant
• People seeking coverage while traveling outside of the U.S.

* May vary by state.