COBRA is a health insurance option that allows employees who are no longer working to continue their employer's health insurance coverage. Choose Short Term Medical Insurance over COBRA and you could save money.
| Valuable coverage, including inpatient and outpatient care |
All previous benefits |
| Pre-existing conditions, and Wellness benefits |
All previous exclusions |
| Pre-existing conditions not included |
Treatment for pre-existing condition covered only if elimination period (if any) is met |
| Free to choose any doctor and hospital |
If previous coverage was PPO or HMO, choice may be limited to in-network providers |
| Up to 70% less expensive than COBRA coverage**, depending on insured’s age and state of residence. |
Up to 102% of total price of "employer’s contribution," which can be up to 70-80% of the total premium. |
* These are common provisions. Check your current COBRA insurance plan to confirm its terms and conditions.
** If you purchase Short Term Medical rather than maintaining COBRA coverage, you may give up your rights to coverage for pre-existing conditions or guaranteed health insurance in the future.