For seven to eight months of the year, Claire works full time as a ski instructor through a resort that provides employer-sponsored health benefits. For the other four to five months of the year, she works part time at a floral shop that doesn’t offer health insurance. Because her ski instructor job depends on the weather, she needs a health insurance plan that she can pay month to month so that there aren’t any gaps in coverage.

• For $134.51 a month, Short Term Medical would cover Claire until she starts her ski instructor job (up to 6 months of coverage).

Rate is for illustration only and is based on a 6/15/2012 effective date for Milwaukee, WI 53212, female age 35 for the Short Term Medical plan with a $2,500 deductible, $2 million lifetime maximum and an 80/20 coinsurance %. Rate does not include a one-time $25 application fee

For more information on specific plan benefits, limitations and exclusions for your situation, get a quote.

Example is provided for illustrative and educational purposes only. Your own situation and health cost may vary depending on many factors, including your health history and demographics.