Maximize your savings by pairing your OneDeductible plan with a tax-favored Health Savings Account.

A Health Savings Account (HSA) is an account where you can deposit pre-tax money. You can use the funds to pay for out-of-pocket medical expenses or let them accumulate to supplement your retirement income.

• The money deposited and the interest generated are sheltered from taxes
• Withdrawals for qualified medical expenses are sheltered from taxes
• Unused balances are yours to keep and roll over year to year
• At age 65, you may withdraw money for non-medical expenses with no penalty, paying only retirement-level (typically lower) income taxes

¹ Immediate coverage paid at 100% for preventive services mandated by the  Patient Protection and Affordable Care Act; additional preventive services paid subject to deductible and coinsurance. Varies by state.
² Patient Care is an independent advocacy service and may be discontinued at any time.
³ Assurant Health and its legal entities are not engaged in rendering tax, investment or legal advice. Please see a qualified tax professional for tax advice.
⁴Plan availability varies by state. Supplemental products are available at an additional cost.

AH1102-11102012