Major Medical Insurance
Get the strong, broad financial protection and peace of mind you and your family need with an individual major medical plan. All plans provide:
- Immediate benefits paid at 100%, even before you meet your deductible, for many preventive services 1
- No annual or lifetime dollar limits on hospitalization, emergency care, outpatient care, prescriptions and doctor visits
- Freedom to choose your own doctors and hospitals, with discounts for using network providers
- Ways to make the most of your coverage, including access to independent advocates 2 who help you navigate the health care system and compare costs
Individual coverage starting at:
- $
- 85
- 59
- /month
Family coverage starting at:
- $
- 168
- 97
- /month
Is Major Medical Insurance right for me?
It can be if you are:
- Self-employed
- Not covered by your employer
- Retiree not yet eligible for Medicare
- Not employed and unsure when you'll get coverage
Choose from two different plans:
CoreMed SM — flexible options and great value
If you’re looking for flexible coverage that will fit your budget, check out CoreMed, Assurant Health’s most popular major medical plan.
- Customize a plan from CoreMed’s wide array of benefit options
- Control your premiums by adjusting benefit levels
- Protect yourself from the unexpected and provide for your everyday health care needs
OneDeductible — simplicity and savings
Look to a OneDeductible plan for simplicity, convenience and tax savings.
- Simplify your plan design with one common deductible for all family members and all covered expenses, even prescription drugs
- Realize tax savings with a Health Savings Account (HSA) 3
- Reduce the amount you pay with the One Decreasing Deductible program 4 – you may never pay your full deductible again!
Increase the benefits and value of your plan
Expand your coverage with Assurant Health's supplemental insurance.
- Cash benefits help you pay the expenses other plans don't pay
- Dental , Accident and Critical Illness plans 5
- Easy to add - no additional application or underwriting is required
Get tax savings with a Health Savings Account
Maximize your savings by pairing your OneDeductible plan with a tax-favored Health Savings Account.
A Health Savings Account (HSA) is an account where you can deposit pre-tax money. You can use the funds to pay for out-of-pocket medical expenses or let them accumulate to supplement your retirement income.
- The money deposited and the interest generated are sheltered from taxes
- Withdrawals for qualified medical expenses are sheltered from taxes
- Unused balances are yours to keep and roll over year to year
- At age 65, you may withdraw money for non-medical expenses with no penalty, paying only retirement-level (typically lower) income taxes
1 Immediate coverage paid at 100% for preventive services mandated by the Patient Protection and Affordable Care Act ; additional preventive services paid subject to deductible and coinsurance. Varies by state.
2 Patient Care is an independent advocacy service and may be discontinued at any time.
3 Assurant Health and its legal entities are not engaged in rendering tax advice. Please consult a qualified tax professional for tax advice.
4 Valid on plans with a 100% benefit percentage, and individual deductible of $2,850+ or family deductible of $5,700+. Not available in CO, KS, MN, NH, NV, OR and WV.
5 Plan availability varies by state. Supplemental products are available at an additional cost.
AH1102-11122011
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