Why critical illness insurance?
Luckily, surviving a critical illness is becoming increasingly common with advances in medical technology. However, the costs of fighting these illnesses or keeping up with everyday bills can be more than most are prepared to deal with.
With supplemental critical illness insurance, you’ll receive a lump-sum cash payment upon diagnosis of a covered condition. If you have a health plan, critical illness insurance will provide benefits in addition to your other coverage.
Critical illness insurance can help fill in gaps that your
plan may not pay:
- Deductible and coinsurance
- Out-of-network costs
- Travel to the best doctors and facilities
- Other treatments that your plan may not cover
Use the cash to pay for everyday expenses while you’re focusing on getting well:
- Lost income
- Household bills
- Gas and food
Compare critical illness insurance plans
Assurant Health offers two different types of supplemental critical illness insurance plans: Term Life-Critical Illness insurance and Cancer and Heart/Stroke insurance. Each plan pays cash benefits to help you pay for expenses, but the plans cover different conditions and offer different benefit levels.
- Covers 15 critical illnesses1
- Includes a term-life insurance benefit
- Focused coverage on select critical illnesses for affordability
- Flexible plan design:
Cancer and Heart/Stroke, Cancer only or Heart/Stroke only
Heart and Stroke
Other Critical Illnesses
($25,000 benefit level used)
Benefit Level Options
$5,000 to $100,000
$10,000 to $75,000
Additional Plan Advantages
- Choose the benefit level that works best for you and your family.
- Visit any doctor or hospital — no network restrictions.
- Lump-sum cash payment to help you pay out-of-pocket health care costs and other everyday bills.
Plan limitations and exclusions
These plans, Term Life-Critical Illness Insurance and Cancer and Heart/Stroke Insurance, include limitations and exclusions and are subject to pre-existing condition limitations.
Coverage for Term Life-Critical Illness insurance will be terminated and your premium returned if you are diagnosed with cancer within 90 days (30 days in IL and MD) of your plan effective date or any other condition due to sickness is first diagnosed within 30 days of your plan effective date.
To see specific plan benefits, renewability provisions, limitations and exclusions for your situation, get a quote.
THESE POLICIES PROVIDE LIMITED BENEFITS.
These plans provide supplemental benefits, should not be used as a replacement for comprehensive medical coverage and do not meet Minimum Essential Coverage requirements.
Supplemental critical illness insurance not available in all states.
1Term Life-Critical Illness in MD only covers 12 critical illnesses.