Compare Affordable Health Insurance Plans
See how our Fixed-Benefit and Major Medical insurance plans differ
Finding the right health plan means knowing your options. Compare our Fixed-Benefit and Major Medical insurance plans to understand which is best for you.
For specific plan details and benefits, get a quote for either Fixed-Benefit Insurance or Major Medical Insurance.
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Type of Coverage: |
Assurant Health AccessSM, a fixed-benefit plan, pays set cash amounts to you or your provider when you receive particular services, no matter what the service actually costs.
Understand how Fixed-Benefit insurance is different |
Our Major Medical plans plans help pay for covered medical services according to the plan design, based on the deductible, coinsurance and copay chosen. |
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For you if: |
You want help with immediate expenses and access to the health care system. |
You want broad medical and financial protection and have the ability to cover a deductible and other out-of-pocket costs. |
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Deductible: |
No deductible. |
Various deductibles available. |
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Plan Choices1: |
Three plans to choose from with varying benefit levels and premiums, all with the ability to add Dental, Accident or Critical Illness insurance to each. |
Two plans to choose from with varying premiums and many flexible plan options, all with the ability to add Dental, Accident or Critical Illness insurance. | |
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Preventive Care: |
Fixed-cash benefits on annual exams, well-child care, immunizations, and more up to the calendar year maximum. |
Many wellness benefits and screenings are paid at 100% before you meet your deductible.2 |
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Network Providers: |
Get access to network discounts by using First Health Network. Check to see if your doctor is listed. |
Select the network of your choosing when you get a quote. From here, you’ll be able to find the network that works best for you. |
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Everyday Needs: |
Fixed-cash benefits for office visits, retail clinics and urgent care. Plus prescription benefits and discounts on network providers. |
Covers everyday needs subject to deductible and coinsurance. Network discounts, copay options and limited out-of-pocket expenses. |
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Hospitalization and Surgical Benefits: |
Fixed-cash benefits for many inpatient and outpatient hospitalization and surgical services. |
Broad coverage for inpatient and outpatient hospital and surgical services. Subject to deductible and coinsurance. |
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Lifetime Maximum: |
Choice of $1-3 million. |
No lifetime benefit limits. |
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Pre-Existing condition limitation3: |
Treatment for pre-existing conditions is included after the first 12 months of the plan. |
Treatment for pre-existing conditions is included after the first 12 months of the plan. Any previous or current health condition or symptom not fully disclosed on the application will be considered a pre-existing medical condition.4 | |
Want To Learn More?
Affordability is more than a price tag. Understand how plan tradeoffs can help you save.
We’ll show you how to create an affordable plan that fits you.
See how we create unexpected savings for you with each of our plans.
Why Assurant Health?
- With Assurant Health, You Always Have Choices
Whether you’re an individual, family or small business, our experts will help you choose from a wide range of affordable health insurance plans with varying deductibles to find the right fit for you. We’ll help you pick a plan that balances coverage and benefits, at a price you can afford.
- Experience You Can Trust
Assurant Health traces its roots back to 1892 and has been committed to providing access to convenient health care delivery, easy-to-understand products and value-added services that help you better manage your health care dollars and get the most out of your health plans.
1All plans are subject to pre-existing condition limitations.
2Immediate coverage paid at 100% for preventive services mandated by the Patient Protection and Affordable Care Act; additional preventive services paid subject to deductible and coinsurance. Varies by state
3Varies by state.
4Enrollees under the age of 19 are not subject to the pre-existing condition limitation.
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