When most people think of an affordable health insurance plan, the first thing that comes to mind is price. Although price is a significant factor, you need to find a plan that is both affordable and gives you value in the long run.
How Much Will I Pay Up Front?
Each month, you’ll pay a premium for your health insurance plan. This cost provides you with access to the health care system, network discounts, expert advice and reassurance that covered services will be paid for in whole, or in part by the plan. Assurant Health offers a range of health plans with varying monthly premiums.
How Much Will I Pay If Something Happens?
What your plan pays and what you pay if something happens depends on the type of plan you have:
- Major Medical Insurance: After the monthly premium, what you pay will be based on the deductible, coinsurance and copay options that you select. Major Medical plans offer a range of deductibles to give you broad medical coverage.
- With these affordable health insurance plans, you choose whether you'd like to pay less in out-of-pocket expenses (deductible, coinsurance, etc.) and have a higher monthly premium, or possibly pay more in out-of-pocket expenses with a lower monthly premium.
>>Understand Major Medical insurance expenses
Minimum Essential Coverage requirements vary by plan type. Get a quote to see how these requirements apply to specific plans.
Plan limitations and exclusions vary by plan. To see specific plan benefits, renewability provisions, limitations and exclusions for your situation, get a quote.
1 Hospital must be an acute care facility.
2 This plan does not pay benefits for conditions related to or caused by a pre-existing condition until you have been continuously covered for 12 months.