Fixed-Benefit Insurance for Individuals and Families

Affordable health insurance plans with
no deductible to meet.

Take advantage of all the ways you can save with this plan

With Assurant Health Access® — Fixed-Benefit insurance plans — there are a variety of ways to save on doctor visits, x-rays, prescriptions, hospital expenses and more.

Save more when you take advantage of these plan features:

Network discounts
Choose to have us pay your providers directly and you'll save an average of 40% at more than 595,000 health professionals and an average 25-35% on all eligible services. Find providers.

Prescription discounts
Save more when you use a CVS Caremark participating pharmacy.

Retail clinics paid the same as office visits
Visit a Walgreens® or Take Care ClinicSM for your next office visit and this plan will pay a negotiated $65 rate per visit.

Plan Limitations and Exclusions

These plans pay set cash amounts to help with medical expenses (subject to calendar year maximums). These benefits are paid in specific amounts for covered periods without regard to the cost of services rendered. You may have amounts left to pay after your plan pays the fixed benefit.

Also, these plans do not meet Minimum Essential Coverage requirements and you may need to pay a tax penalty depending upon your income level and the cost of plans available. See if a tax penalty applies to your situation.

See the general summary of plan limitations and exclusions for more information. If you live in Arizona, see Arizona-specific plan limitations and exclusions.

As you select a plan, please check the specific benefits, limitations and exclusions listed as these may vary by state. To learn more about these plans, get a quote or talk to your agent.


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