Assurant® Self-Funded Health Plans could be for you if you have 10 to 50 employees and are:
- Tired of paying high premiums for benefits you seldom use
- Looking for a way to get something back for what you pay into your health plan
- Ready to take control over health care costs now and for years to come
Self funding is an approach many large corporations use to control health care costs. With Assurant Self-Funded Health Plans, self funding comes within reach for your small business. We’ve done all the work of setting up a complete self-funding program, making it easy to establish and fund your own health benefit plan.
You just pay a monthly bill and get:
- A complete package of self-funding products and services including premier health care benefits and insurance that protects your business from larger-than-expected claims
- A cost that is determined up front and won’t change for a full year
- All plan administration details managed for you so you can focus on running your business
With this plan, you could see immediate monthly savings, overall costs that stay lower year to year and the chance each year to get back the funds you don’t use.
Plan Features
- First-dollar preventive care benefits
- $0 copay option for generic prescription drugs
- Diagnostic x-ray and laboratory services paid at 100%
- Copays for visits to network doctor offices and urgent care facilities
- No referrals necessary to see a specialist
- $6 million* per person in lifetime benefits
- Optional Health Savings Accounts (HSAs) and Health Reimbursement Arrangements (HRAs) — health care savings programs with tax advantages
- Lets you cover employees across the U.S. with multiple plan designs and provider networks to accommodate different employee needs
* $3 million in Washington
Assurant Health and its legal entities are not engaged in rendering tax or legal advice. If tax or legal advice is required, seek the services of a qualified professional.
Where are Assurant Self-Funded Health Plans Available?
Currently we are available to businesses whose primary location is in California, Colorado, Georgia, Maryland, Massachusetts, Missouri, New Jersey, Texas or Washington. We're expanding our coverage area, so please contact us directly at selffunded@assurant.com to see if we are available in your area.
How do I find out more?
Visit our Self-Funded Web site.†
Or contact your local independent insurance agent.
†This Web site is operated by Assurant Health and is subject to our legal notice and privacy policy.
An Assurant Self-Funded Health Plan combines a self-funded employee health benefit plan with plan administration and employer stop-loss coverage, all of which are regulated by federal law. The employer stop-loss coverage is an insurance product that is also regulated by the state in which the coverage is issued. Employer stop-loss insurance for Assurant Self-Funded Health Plans is provided by Time Insurance Company and John Alden Life Insurance Company.
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