Fixed-Benefit Insurance

Affordable health insurance plans with
no deductible to meet.

How Assurant Health AccessSM plans work

Unlike Major Medical plans, Fixed-Benefit plans provide set benefits with no deductible to meet and additional
ways to save before and after you see the doctor or fill a prescription.

Choose any provider

You can choose any doctor you’d like, but when you use a First Health Network provider you’ll get access to network discounts.

Learn about First Health Network

Use Assurant® Price Check

Provides guaranteed cost estimates you can trust for common services and treatments, tailored to your plan and area.1

View Assurant® Price Check demo

Consult with Patient Care

Get help with virtually every aspect of your health care — finding a provider, scheduling a visit and much more.

See how Patient Care can help you

 

Plans pay set benefits before you pay

Because there is no deductible to meet, Fixed-Benefit plans pay set benefits for covered medical events before you pay your bill. Review your plan details before seeking service so that you have a good understanding of what the plan will pay.

Examples of how Assurant Health Access plans pay for certain medical events.2

How Fixed-Benefit Insurance pays for preventive care and lab test How Fixed-Benefit Insurance pays for a broken arm

Additional Savings

Want to get more out of your plan?

Plan limitations and exclusions

See plan limitations and exclusions for more information on what these plans do not cover.



Note: THIS POLICY PROVIDES LIMITED BENEFITS.
1Customers will be reimbursed by Assurant Health for costs exceeding the quoted price range, provided they receive services for the procedure code shown, from the doctor listed, and for which their First Health Network discounts apply. This price guarantee is good for services received up to 30 days after the date Assurant Price Check provides pricing. Guarantee is not available in Georgia.

2Plan benefit examples are provided for illustrative and educational purposes only. Medical claims are based on 2011 Assurant Health Access claims data. Network discounts and HPA savings may vary. Your own situation and health cost may vary depending on many factors, including your health history and demographics.

AH1111-03232012

Assurant Health Fixed-Benefit Insurance – Get a Quote

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