How Assurant Health Access® plans work
Unlike Major Medical plans, Fixed-Benefit plans provide set benefits without first having to meet a deductible. You can choose any doctor you’d like, but when you use a First Health Network provider you’ll get access to network discounts.
Plans pay set benefits before you pay
Because there is no deductible to meet, Fixed-Benefit plans pay set benefits to help with medical expenses before you pay your bill. Review your plan details before seeking service so that you have a good understanding of what the plan will pay.
Example of how Assurant Health Access plans (Value and Fundamentals) pay for covered periods during which you receive medical services.1
Want to get more out of your plan?
- Visit retail clinics like Walgreens® or Take Care ClinicSM for your next doctor visit, when possible.
Note: THIS POLICY PROVIDES LIMITED BENEFITS.
Coverage is renewable provided there is compliance with the plan provisions, including dependant eligibility requirements; there has been no discontinuation of the plan or Assurant Health's business operations in this state; and/or you have not moved to a state where this plan is not offered. Assurant Health has the right to change premium rates upon providing appropriate notice.
1Plan benefits vary by state. Example provided for illustrative and educational purposes only. Medical claims are based on a nationwide average of 2013 Assurant Health Access claims data. Network discounts may vary. Your own situation and health cost may vary depending on many factors, including your health history and demographics.