Fixed-Benefit insurance plan details
With Fixed-Benefit insurance, you can choose from three Assurant Health AccessSM plan options — Value, Fundamentals or Enhanced — that range in benefit levels for preventive services and unexpected illness and injury. Get a quote to see specific plan details for each Assurant Health Access plan.
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Individual coverage starting at:
Family coverage starting at:
Plan Features (range of plan features shown, specific plan benefits depend on plan chosen)
Plan pays $50-$75 per day on which an office visit occurs
2-6 benefits per calendar year
All plan levels provide discounts on prescriptions.
Fundamentals and Enhanced plans also provide cash benefits for both brand and generic prescriptions.
Emergency Room/Urgent Care
Value and Fundamentals plans:
$150-$250 per period on which a visit occurs
1 benefit per calendar year
$400 per period on which an ER visit occurs
$100 per period on which an urgent care visit occurs
1 ER benefit and 1 urgent care benefit per calendar year
Plan limitations and exclusions
These plans pay set cash amounts to help with medical expenses (subject to calendar year maximums). These benefits are paid in specific amounts for covered periods without regard to the cost of services rendered. You may have amounts left to pay after your plan pays the fixed benefit.
Also, these plans do not meet Minimum Essential Coverage requirements because they are not major medical plans. You may need to pay a tax penalty depending upon your income level and the cost of plans available. See if a tax penalty applies to your situation.
See plan limitations and exclusions for more information.
Get a quote to see specific plan benefits, exclusions and limitations.
Note: THIS POLICY PROVIDES LIMITED BENEFITS.
Coverage is renewable provided there is compliance with the plan provisions, including dependent eligibility requirements; there has been no discontinuation of the plan or Assurant Health’s business operations in this state; and/or you have not moved to a state where this plan is not offered. Assurant Health has the right to change premium rates upon providing appropriate notice.
1Customers will be reimbursed by Assurant Health for costs exceeding the quoted price range, provided they receive services for the procedure code shown, from the doctor listed, and for which their First Health Network discounts apply. This price guarantee is good for services received up to 30 days after the date Assurant Price Check provides pricing. Guarantee is not available in Georgia.