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Do you need individual medical health insurance? — Knowing Where to Begin

If you’re new at purchasing individual medical health insurance, it could be because you’ve always been covered through someone else – your employer or maybe your parents.

Have You Always Had Group Insurance?
You may not know the true or total cost of your premium. You may have only known your required contribution in the form of payroll deduction or a copay at a doctor. With individual medical, you see the total cost of your insurance.

The Facts Speak for Themselves:

• Half a million Americans who file for bankruptcy each year do so because of medical bills and other problems arising from serious illness or injury.

- Harvard School of Law Study (2000)

• The uninsured are up to 70% more likely to be hospitalized than people with insurance for conditions such as diabetes, hypertension, pneumonia, and bleeding ulcers.

- American College of Physicians/American

• Society of Internal Medicine Study (2000) Many Americans without health insurance have no other option than to use emergency rooms, often when they are sicker and treatment is more expensive.

- Seattle Post Intelligencer, March 4, 2003

Contact

Learning the facts about individual medical will help you get started. We can help. For more information about Assurant Health's plans, please call 866-884-INFO (866-884-4636) or contact your local insurance agent.

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