When you spend your hard-earned dollars on a health plan, you want benefits in return. With Assurant Health Access^SM, you'll see how Having Access Pays. Assurant Health Access benefits start right away,* with the plan paying a set cash amount when you receive services like doctor office visits, prescriptions and hospital stays.  You'll get access to health care and more for your money.

• Value provides access to everyday health care and Assurant Health network discounts
• Fundamentals includes everything in Value plus cash benefits for prescriptions and increased benefits for unexpected illness and injuries
• Enhanced includes everything in Fundamentals plus higher cash benefits for office visits and higher level benefits for hospitalization and surgery

Unlike plans that have you pay deductibles and coinsurance before the plan pays anything, Assurant Health Access benefits start right away, * with the plan paying a set cash amount when you receive services like doctor office visits, prescriptions and hospital stays. You get a dedicated service team, the independent help you need to make informed decisions, access to health care and more for your money.

*Benefits for charges due to pre-existing conditions are paid after you have been insured under the plan continuously for 12 months. 

 How you save with Assurant Health Access        How the plan works
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Access to the health care you need

• Insurance plan ID card to identify you as a policyholder 
• Help finding affordable health care providers 

How you get more for your money

1. Use Assurant^® Price Check for guaranteed cost estimates on certain services and treatments, tailored to your plan and area

2. Call Patient Care, your independent health care advocacy service, for help with virtually every aspect of your health care — finding a provider, scheduling a visit, researching cost and quality information and more

3. Save more with Assurant Health network discounts when you choose a network physician and have us pay cash benefits to your providers

4. Use Health Payment Advocates for help negotiating discounts and setting up payment plans on outstanding medical bills