Health Care Reform Rebates

For answers to common questions about the Health Care Reform
rebates, a provision of the Affordable Care Act (health care reform),
please see the Frequently Asked Questions below.

Frequently Asked Questions – Select your category below

2014 Health Care Reform Rebate distributions based on 2013 Premium

Medical Loss Ratio – What does it mean?

The Affordable Care Act (health care reform) requires health insurers to meet what is known as the Medical Loss Ratio (MLR) standard that means health insurers must spend a certain minimum percentage of premium revenue on health care services for its customers. If this MLR standard is not met, the difference will be refunded to customers in the form of rebates.
Please see the Frequently Asked Questions on this page for more information.

Contact Options

  • If you bought your policy through an Agent or on your own call: 800-392-1816.
  • If you have a policy through your employer or you are the employer call: 800-392-1880.

Key Highlights

MLR calculations for 2013 rebates are underway

Rebate checks for 2013 will be mailed by
July 1, 2014

Multiple factors affect the rebate calculation


To learn more:


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