Product Summary

Assurant Health Products

Assurant Health provides solutions for customers' health care needs by offering a wide array of individual, small business and specialty health insurance products. Assurant Health includes health insurance products issued and underwritten by Time Insurance Company, John Alden Life Insurance Company and Union Security Insurance Company. Assurant Health headquarters is in Milwaukee, WI.

Individual Major Medical

Assurant Health's individual major medical insurance is designed for individuals and their families. These products fill a need for those who are self-employed or do not have insurance through an employer or another group. Assurant Health's managed indemnity plans provide a range of deductibles and product features, giving individuals and families flexibility and choice in health insurance protection. Assurant Health is one of the major providers of such insurance in the United States. In fact, Life Association News cited Time Insurance Company, a Assurant Health company, as the largest company in the individual market, based on market share, in a February, 1999 article. Assurant Health offers individual major medical policies through John Alden Life Insurance Company and Union Security Insurance Company as well as Time Insurance Company.

Health Insurance Designed for Small Businesses

Assurant Health's products designed for small businesses primarily serve businesses with 2-50 employees. These plans offer an array of benefit choices to help small businesses design a health plan that meets the needs of employees and the budget of business owners. With the 1998 acquisition of John Alden Life Insurance Company, Assurant Health became one of the largest independent health insurance companies serving small businesses. Assurant Health offers health insurance plans for small businesses through John Alden Life Insurance Company, Time Insurance Company and Union Security Insurance Company.

Health Savings Accounts

Health Savings Accounts combine a high deductible health insurance plan with a tax-advantaged savings plan for medical expenses. Assurant Health was one of the first to offer HSAs to both individuals and small businesses, and today is a leading provider of these innovative plans. Assurant Health HSAs offer seamless HSA administration. HSA plans are offered through Time Insurance Company and John Alden Life Insurance Company and Union Security Insurance Company.

Short Term Medical Insurance

Assurant Health's Short Term Medical Insurance is designed for individuals who are between jobs, waiting for employer group coverage, laid off, on strike, and seasonal/temporary employees. It is also designed for recent graduates who haven't started working at a full-time job with benefits, but are no longer covered under a parent's plan. Assurant Health's Short Term Medical insurance is a temporary health insurance plan that offers coverage for 30-365 days. Assurant Health introduced the health insurance industry's first Short Term Medical Plan in 1973, and is the nation's leading provider of temporary health insurance. Short Term Medical insurance is available through Time Insurance Company and John Alden Life Insurance Company.

Student Select

Assurant Health Student Select is a specialty product designed for undergraduate and graduate college students. Student Select provides renewable individual health insurance for single students no longer covered by a parent's plan; for those living outside the family plan's HMO or PPO network; and for those seeking a more comprehensive alternative to a college-sponsored plan. Student Select is offered through Time Insurance Company.

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